The foundation of saving is know where your money goes. We know how much we make, and the basics of how much our rent or loan payments are but all the little things can escape us. Where did it all go? So the step before making a budget is tracking your finance. For one month,… Continue reading The Budget. Categories & how to track it.
With the new year, I've kick started my saving plan with a more fully stocked refrigerator, freezer, pantry..... and my desk drawer. The worst feeling is when the afternoon comes around at work, and I am feeling that terrible combination of sluggish (because I had a hefty portion of hot fabulous leftover pasta) and hungry.… Continue reading What’s in your desk drawer?
How many articles have you read that say, "With this one change you can save thousands of dollars" and the answer seems to always been... cut out the lattes. The math is $4 latte * every time you get one = $$$$. I get the point, but what about tea drinkers? Or other ways to… Continue reading Food, Glorious Food! (Hot Sausage and Mustard.)
I just downloaded a webinar on how to build a new relationship with money. One that sparks joy, not fret. It is a constant struggle. As someone who is an ambitious penny-pincher, it can be hard to loosen up and just treat myself, without tracking every cent. It is easy to get caught up in… Continue reading Dreams and making them happen
Good question. Essentially it is a way to hold myself accountable - to have an audience - as I struggle through the messy financial journey. But also, I want to show others that this is possible. That you don't need to make a fancy six-figure income to make a dent in your savings dream. For… Continue reading Why am I writing this blog?
I am a 30-something gal living in our nation's capital. Along with many of my friends, I work for a nonprofit and for the past 8 years since finishing school I have scrimped and saved. This blog is not the end or the beginning, but rather a snapshot along the way toward the dream: passive income, early retirement, and lots of vacations.